GCash Interest Guide

People search “GCash interest” for different reasons. On this site, we group it into earn interest (savings) and pay interest/fees (borrowing).

1) Earning Interest (Savings)

In GCash, savings interest is commonly discussed through GSave products. Your earnings depend on the selected savings product, balance, and the partner bank’s terms.

Read more: GSave Interest Rates

2) Paying Interest (Loans)

Borrowing products like GLoan can charge monthly interest and fees. The rate is personalized based on eligibility and loan amount.

Read more: GLoan Interest & Fees

3) Paying Charges (Credit Line)

GCredit works like a credit line inside GCash. Charges can apply depending on usage and repayment timing.

Read more: GCredit Interest Basics

Best Practices

• Always check your exact rates and fees inside the app before confirming.
• Pay on time to avoid penalties and reduce future borrowing costs.
• If you’re saving, compare products and understand withdrawal/transfer limits.