GCredit Interest Basics

GCredit is a credit line within GCash. The cost of using GCredit depends on your eligibility, limits, and repayment timing.

Common Cost Components

• Interest or service charges based on usage
• Potential penalties if repayment is late (varies by terms)

How to Reduce Costs

• Pay on time (or earlier) to avoid extra charges
• Use only what you need; treat it like a short-term credit tool
• Review your terms inside Borrow → GCredit before using

See also: GLoan Interest & Fees