GLoan Interest Rates & Fees

Below is a practical breakdown of GLoan interest and common fees, rewritten for clarity. Always check your Loan Account ID screen for your personalized breakdown.

Monthly Interest Rate

  • 1.59% to 6.99% per month (varies by eligibility and loan amount)

Fees

One-time processing fee

  • 3% of your total loan amount
  • Deducted upfront from the amount you receive

Late payment fees

  • 1% of the loan amount for each unpaid installment
  • + 0.15% per day of your total outstanding balance until paid off

How to View Your Payment Breakdown

  1. Open GCash
  2. Go to Borrow → GLoan
  3. Open your GLoan dashboard
  4. Tap your Loan Account ID to see monthly payments, interest and fees

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