GSave Interest Rates (How Savings Interest Works)

GSave is where most users look for “GCash savings interest”. Exact rates can vary by product and partner bank, and may change over time.

What Affects Your Savings Interest?

  • Your selected GSave product (partner bank offering)
  • Average daily balance / maintained balance
  • Promo or bonus rate periods
  • Withdrawal frequency and any product limits

How to Check Your Current Rate

  1. Open GCash → go to GSave
  2. Select your savings product
  3. Review the displayed rate, terms, and any promo details

Tips to Maximize Earnings

  • Keep funds in your savings longer (compounding works best with time)
  • Watch for promo rates, but confirm the end date and conditions
  • Maintain a consistent balance rather than frequent in/out transfers

Next: GCash Interest FAQ

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